How Much $100,000 Grows in 20 Years (Realistic Scenarios)
Concrete math across conservative, moderate, and aggressive portfolios — no guesswork, just the numbers.
Read article →Investment Growth Calculator
Model investment portfolio growth with recurring contributions.
Understanding This Calculator
See how a diversified investment portfolio grows over time with regular monthly contributions. Perfect for modeling long-term brokerage account growth.
Core Formula
FV = PV × (1 + r)^n + PMT × [((1+r)^n - 1) / r]
What return should I assume?
Most planners use 6-8% nominal returns for diversified equities over long horizons, with 4-5% for conservative portfolios.
Should I model inflation?
Yes. To get real purchasing power, subtract 2-3% from your nominal return to account for historical inflation.
* All calculations above are theoretical estimates. Actual returns vary based on market performance, fees, taxes, inflation, and economic factors. This tool is for educational purposes only — not financial advice.
Advertisement
Advertisement
Ads are from third parties. CompoundFig does not endorse advertised products and is not responsible for their claims. Our calculators remain independent educational estimates.
Related Calculators
📐
CAGR Calculator Calculator
Measure annualized growth rate of any investment.
Open calculator →
💸
Inflation Impact Calculator
See how purchasing power erodes over time.
Open calculator →
🌱
DRIP Calculator Calculator
Project dividend reinvestment growth over time.
Open calculator →
⚖️
Lump Sum vs Monthly Investment Calculator
Compare lump-sum investing versus gradual monthly contributions.
Open calculator →
Deep Dive Articles
Advertisement
Advertisement
Ads are from third parties. CompoundFig does not endorse advertised products and is not responsible for their claims. Our calculators remain independent educational estimates.